Adjustable Rate Mortgages

Delilah was very happy when she received her pre-approval notification for a mortgage loan. In fact, her lender pre-approved her for $25,000 more than she needed to purchase her first home. Delilah is now in the process of finalizing the details with the lender before the settlement on her home. The lender has offered her a fixed rate mortgage as well as an adjustable rate mortgage.

Noisy Neighbors

The regulation of noise from any source is governed by state and local law. Sometimes, the rules governing the rental of leased premises also restrict noise levels. Lastly, the rules governing planned unit developments often set forth prohibitions against unreasonable levels of noise. Protections against noise vary widely and must be consulted individually for further details.

A Landlord's Liability for an Injury Inflicted by a Tenant's Dog

Typically, a landlord cannot be held liable for an injury inflicted by a tenant's dog. In the fact scenario described above, John had no reason to know that Jake's dog would inflict an injury on the construction contractor. Jake may be liable for his dog's actions, but it is unlikely that John would be liable.